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Financial Articles 2014
As with other major decisions, it is often best to rely on sage advice from friends, relatives and colleagues who can give you the benefit of their wisdom and experience.
“Getting a recommendation on a financial advisor from a friend helps you build confidence in the decision,” said Marotta. “A personal recommendation can also help because it could weed out who you shouldn’t go to," Marotta said. "Friends will tell you honestly, ‘He’s OK – but not great.’ [...]
According to U.S. News, banks came in at No. 7 of the top 10 industries for consumer complaints and inquiries with the Better Business Bureau. Whether the problem is a small one or something serious enough to harm your credit rating, handling a dispute with tact and using the proper channels can save time and aggravation. [...]
With normal (or nominal) fixed-income investments, investors bear inflation risk in that the purchasing power of interest payments could be eroded by inflation over and above their original expectations. TIPS, however, are guaranteed to keep pace with inflation as defined by the Consumer Price Index (CPI). This is what makes them unique and defines their behavior. [...]